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Contractors State License Board9821 Business Park Drive
Sacramento, CA 95827
Phone (800) 321-CSLB
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Owner/Builder Risks
Responsibilities of an Owner/Builder
The responsibilities of an owner/builder.
This section outlines the job responsibilities of a property owner when they decide to handle their own construction projects as an owner/builder.
When you sign a building permit application as an owner/builder, you assume full responsibility for all phases of your project and its integrity. You must pull all building permits. Your project must pass codes and building inspections.
The owner/builder is responsible for ordering materials and making sure all suppliers are paid.
An owner/builder is also responsible for supervising, scheduling and paying subcontractors. If you use anyone other than your immediate family or a licensed subcontractor for work, you may be considered an “employer”.
Employers must register with the state and federal governments and are obligated to participate in state and federal income tax withholding, federal social security taxes, workers' compensation insurance, disability insurance costs, and unemployment compensation contributions
TIP For more specific information about your obligations under federal law, contact the Internal Revenue Service at (800) 829-1040 [and, if you wish, the U.S. Small Business Administration at (800) 359-1833]. For more specific information about your obligations under state law, contact the Employment Development Department at (916) 653-0707, the Department of Industrial Relations at (415) 703-5070, and the Franchise Tax Board at (800) 852-5711.

